FAIR Plan and Auto Insurance

Published Date: 10/17/2023

In today’s show I provide an in-depth overview of the California FAIR Plan Association, which offers basic fire insurance coverage for California residents unable to obtain it through the private market. I clarify common misconceptions about the FAIR Plan, emphasizing that it is not a state-run insurer but rather an association of all admitted insurance companies in California. I explain the perils and coverage options included and excluded in a FAIR Plan policy, stressing the importance of also acquiring a DIC (Difference in Conditions) policy to supplement gaps in FAIR Plan coverage. Throughout the show, I take calls from listeners with insurance inquiries. These include a mother seeking advice on adding her teenage son to her auto policy upon getting his license and a homeowner who was dropped by his insurer inquiring about obtaining FAIR Plan coverage. I respond to these queries with detailed and tailored insurance advice.

Insurance Hour, hosted by renowned insurance expert Karl Susman. Karl is a frequent guest on local television stations such as ABC, CBS and FOX, and now this popular radio program is syndicated across several key local radio stations throughout California.

Listeners can now tune in to Insurance Hour on ABC News Radio Affiliate KMET 1490AM, KZSB AM1290, and iHeartMedia AM650.

In addition to traditional radio, Insurance Hour has embraced the digital age. The program is available on several popular streaming platforms, ensuring that listeners can access the show at their convenience.

Audiences worldwide can now enjoy

Insurance Hour at InsuranceHour.com, also on YouTube, Amazon Music, Tuneln & Alexa, Apple Podcasts, and iHeartRadio.

For more information about "Insurance Hour" and its programming, please contact Lara Starr at pr@insurancehour.com