Think Your Insurance Covers Everything? 5 Hidden Gaps That Could Ruin You!

Published Date: 10/11/2024

In this episode of Insurance Hour, Karl Susman tackles listener questions covering a wide range of insurance-related topics. The show starts by addressing the nuances of earthquake and flood insurance, explaining why standard homeowner's policies do not cover these perils. Other key discussions include auto insurance liability, renters insurance, umbrella policies, and the need for business insurance when running a small business from home. Karl also emphasizes the importance of being properly insured during home renovations and why bundling home and auto policies can lead to discounts. He offers practical advice on how to shop for better rates and prevent premium hikes after filing claims.