Why Your Insurance Premium Rises After Just One Claim – Explained!

Published Date: 10/18/2025

Ever noticed your insurance premium going up after a single claim, even if you've been a loyal customer for years? In this video, we break down why insurers may increase premiums after one claim and how this reflects their approach to risk.

Here's what we cover:



Premium hikes for loyal customers: Why even long-term policyholders aren’t immune.
Risk reassessment: How one claim can change your risk profile.
Understanding your policy: Tips on navigating premium adjustments after a claim.
Watch to learn more about how insurers calculate premiums and how to be prepared for potential rate changes!