Insurance Secrets Revealed: How to Save Big and Protect What Matters Most!
Published Date: 01/24/2025
2025 01 24 - In this episode of Insurance Hour, Karl Susman addresses a wide range of insurance-related questions from listeners. Topics include managing deductibles to lower premiums, deciding whether to place a teen driver on their own auto insurance policy, understanding the necessity of flood and earthquake insurance, and clarifying the differences between term and whole life insurance. Karl also emphasizes the importance of umbrella policies for liability protection and renters insurance for safeguarding personal property and liability. Additionally, the episode highlights high-risk auto insurance options and strategies for reducing rates over time. Sponsored by GeoVera, the show offers actionable insights for navigating the complexities of insurance.
Highlights
Show Introduction and Format Overview
Karl Susman introduces Insurance Hour and explains the show's format, including how listeners can submit questions via phone (559-656-0317) or email (Questions@InsuranceHour.com). He emphasizes that questions are answered live without pre-screening.
Homeowner's Insurance Deductibles Discussion
Addressing Erica from Boise's question about homeowner's insurance deductibles, Karl explains that while higher deductibles can lower monthly premiums, the choice depends on individual circumstances and ability to pay the deductible amount in case of a claim.
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